Privacy Policy (Effective date: September 20, 2000)

• Default Prevention (DPI) (hereinafter referred to as “us”, “we”, or “our”) operates DefaultPrevention.com and provides educational institutions and students attending these institutions with student loan advising. (the “Service”). This page outlines how we collect, use, and disclose personal information when you use our Service. By using the Service, you agree to this Privacy Policy.
• Privacy and Data Protection:
  • We value your privacy. Any personal data collected such as your phone number or email address, will be used only for providing you information on student loan related matters.
  • We will not share your personal information with third parties for marketing purposes. Your data may be shared with third-party service providers, such as your lender or U.S. Dept of Education. These providers are required to protect your data and can only use it for the agreed-upon services.
• Information We Collect
  • We collect different types of information to improve and provide our Service.
  • Personal Information:
    • Name, Email address, Phone number, Address (State, City, ZIP/Postal code)
  • Cookies and usage data
    • Usage Data: We may collect information on how you access the Service, such as your IP address, browser type, pages you visit, and time spent on those pages.
    • Cookies and Tracking: We use cookies to track activity on our Service and store certain information. Cookies are small files placed on your device. You can instruct your browser to refuse all cookies or to alert you when a cookie is sent. However, some parts of the Service may not work properly if cookies are disabled.
    • Types of Cookies:
      1. Session Cookies: Used to operate our Service.
      2. Preference Cookies: Remember your preferences and settings.
      3. Security Cookies: Used for security purposes.
• DPI uses your information to:
  • Operate and maintain the Service
  • Notify you of changes
  • Provide customer support
  • Analyze and improve the Service
• Phone Numbers and Emails
  We do not share your phone number or email address with any third parties for marketing, promotional, or unrelated purposes. These details are used solely for providing our services, such as customer support, notifications, and communication related to your use of the Service.
• Data Sharing
  We do not share your mobile information with third parties for marketing or promotional purposes. Your personal data may be shared with third-party service providers, but only to help us operate the Service. These providers are required to protect your data and cannot use it for any other purpose.
• Data Transfer
  Your information may be transferred to computers outside our jurisdiction. If you’re outside the United States, your data will be transferred to and processed in the U.S. By providing your information, you consent to this transfer. We take all steps necessary to ensure your data is treated securely
• Legal Disclosure
  We may disclose your personal data if:
  • Required by law
  • Necessary to protect our rights or the safety of others
  • Needed to investigate possible misconduct
• Data Security
  We use commercially acceptable measures to protect your data, but no method of transmission or storage is 100% secure.
• Third-Party Links
  Our Service may link to other sites. We are not responsible for their privacy practices.
• Children’s Privacy
  Our Service is not for anyone under 18. We do not knowingly collect personal data from minors. If you become aware that a child has provided us with their data, please contact us. We will delete any such information.
• Changes to This Policy
  We may update this Privacy Policy from time to time. Changes will be posted on this page, and you will not be notified before they take effect.
• Contact Us
  For questions, contact us:
  Email: info@defaultprevention.com

Use of Data

• Privacy and Data Protection:
  • We value your privacy. Any personal data collected such as your phone number or email address, will be used only for providing you information on student loan related matters.
  • We will not share your personal information with third parties for marketing purposes. Your data may be shared with third-party service providers, such as your lender or U.S. Dept of Education. These providers are required to protect your data and can only use it for the agreed-upon services.